Banking & Finances

Banking

• Choosing a Checking Account for Your Business - Having the right checking account and potentially linked interest-bearing account for idle cash balances can enhance the operations of any business. This article explains what to look for in a checking account and other accounts to maximize the earnings on balances.
• Getting Ready to Borrow - At some point, almost every business will need to borrow money. Being prepared for the loan application and approval process can make the whole experience less stressful.
• Preparing to Borrow Guideline - Borrowing money for your business is a serious step. Use the process of getting ready to borrow as a tool to evaluate your business and plan for its success.
• Small Business Administration Loans - The SBA program has been the source of capital for thousands of small businesses. Doing some homework can help you evaluate this source of capital and make the application process easier.
• Equipment Leasing - Leasing a piece of equipment can help with your monthly cash flow. Learn how equipment leases work and issues to consider when making the buy or lease decision.

Accounting

• EnhancingYour Cash Flow Dynamics - Cash flow and time are most owners' most valuable commodities. A few simple ideas may help your cash flow.
• Preparing and Utilizing an Effective Cash Flow Statement - Most small businesses are completely reliant on their cash flow. This article offers some suggestions on preparing a cash flow statement that will help you better understand your cash flow and potentially some ways to improve it.
• Keeping the Right Tax Information - Learn what type of information must be kept and for how long to satisfy the IRS. You may find that you are keeping more than you need.